Accepting Your Loans


Steps for Accepting your Direct Loans

Please take the time to read our sections “Types of Financial Aid” and “How To Borrow Responsibly” prior to making the decision to accept or reject your loans.
Once you have made your decision please follow the instructions below to Accept or Reject your award.
If you are a new borrower please complete the MPN and Entrance Counseling section at if you haven’t done so already.

Step-By-Step Instructions

STEP 1: Complete Entrance Counseling. (If this is not your first time borrowing under the direct loan program, please disregard this step).

STEP 2: Complete Master Promissory Note (MPN). (If you had a loan in the previous year please disregard this step).

STEP 3: Access your Bergen Self- Service Account

STEP 4: Select “Web Advisor for Studentsmenu

STEP 5: Select “Self-Service

STEP 6: Click on “Financial Aid

STEP 7: Choose from the drop down menu the correct financial aid award year (2019-2020)

STEP 8: Click on Review and Accept my Financial Aid Award Package

STEP 9: Under the loan section choose whether to accept or reject/decline your loan

STEP 10: Click “Submit

Check your Bergen email account for an update.

To be eligible for a Federal Direct Loan, students must:

1. Be enrolled in an Associate’s Degree or eligible Certificate program
2. Be making Satisfactory Academic Progress (SAP)
3. Complete a 2019-2020 FAFSA
4. Submit all documents (if requested) & complete the verification process (if applicable)
5. Be registered for at least six (6) credits each semester
6. Not exceed maximum aggregate loan limit
7. Not be in default of student loans